Rate Estimate Eligibility Considerations
Your client may not qualify for a rate estimate due to some of these factors:
- If your client's comprehensive credit score is below 500
- If your client's Equifax One score is below 400
- If your client has a default, judgement, or bankruptcy
- If the RHI data has a 6 or X or recent missed payments
- If your client lives in a very remote postcode
How to get a rate quote
- In the Application Portal home screen, click New Quote/Application.
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Select the Loan Type (Auto Loan), then choose the Loan Purpose. Complete the requested fields and click next.
- On the Applicant Details tab, enter the applicant’s information, including their contact details, residential status, and employment status, then click Next to continue.
4. On the ID tab, select either a Passport or an Australian Driver Licence, then complete the fields related to the chosen document. Once done, click Next to continue.
5. On the Confirm & Submit tab, read out loud the disclaimers provided. Click Get Your Customer's Rate.
🗣️ Ensure the disclaimer is read out to your client before obtaining a quote.
6. The NOW Auto Loan quote will be displayed.
If needed, adjust the interest rate and click Calculate to see how it affects your client’s repayments and your commission (excluding GST).
Click Start Application to move to the next step.
You can also click Save Quote if you wish to return to it later.
| ➡️ Next Step: Submitting a loan application |