Auto Decline rules

Profiles that do not qualify for the Auto loan product: 

Scenario 1: 

  • Age of credit file is 12 months or less; and, 
  • Age of applicant is less than 21; and, 
  • Accommodation status is either: 
  • Boarding with parents 
  • Boarding with others; and, 
  • Employment tenure is less than 6 months 

Scenario 2: 

  • Age of credit file is 12 months or less; and, 
  • Accommodation type is either: 
  • Renting 
  • Boarding with parents 
  • Boarding with others; and, 
  • Current employment tenure is less than 6 months; and, 
  • Previous employment tenure is less than 6 months